Important: As wildfires continue to affect communities throughout Los Angeles County, we are here to help you and your clients. (Read More)

Specialties Casualty (Commercial)

Casualty (Commercial)

360-Degree, Tailored Coverage for Every Business or Industry

All businesses need to protect themselves from third-party property damage and bodily injury liability claims. At Burns & Wilcox, we have a solution for your General Liability and Excess Liability needs no matter the type of business or industry in which the insured is involved. 

Related Resources

Recent Casualty (Commercial) Wins

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$600,000

DIRT CONTRACTOR

$207,000

LRO - LARGE SHOPPING MALL SCHEDULE

$194000

HOT ROOFER

$170,000

LASER PRINTER MANUFACTURER WITH OPEN CLAIM

Areas Of Specialty

  • Focusing on an addition or deletion of endorsements that enhance coverage
  • Hotels
  • Restaurants
  • Bars
  • Casinos

Available Products

  • General Liability
  • Excess Liability/Umbrella Liability
  • Products Liability
  • Discontinued Operations
  • Liquor Liability
  • Property
  • Business Interruption
  • Construction Wrap-ups
  • Builder’s Risk
  • Commercial General Liability
  • Contractors Equipment
  • Equipment Breakdown
  • Cyber Liability or Data Breach
  • Contractors Transportation
  • Design Build
  • Contractors Pollution Liability
  • Hired and non-owned auto
  • Employment Practices Liability Insurance
  • Course of Construction

Notice

Product Documents

Serving you and your clients

Your Local Team

Meet Your Team of Specialized Experts

or Search Your Local Team by Specialty
Stephanie Hubbard
Senior Associate Broker, Commercial Insurance
Works at Fresno Office Map
559.448.1156
Lisa Lewis
Lisa Lewis
Senior Assistant Underwriter, Commercial Insurance
Works at Dallas/Ft. Worth Office Map
817.607.7119
Kayla Dahms
Senior Associate Underwriter, Commercial Insurance
Works at Chicago Office Map
262.347.0266
Ashley Bares
Ashley Bares
Senior Associate Broker
Works at Atlanta Brokerage Office Map
225.663.7332
Jeffrey Thomas
Renewal Underwriter, Commercial Insurance
Works at Kansas City Office Map
913.981.9026
Jose Luis Chapa
Associate Underwriter, Commercial Insurance
Works at San Antonio Office Map
210.640.4441
Tiffany Neuendorf
Senior Associate Underwriter, Commercial Insurance
Works at Orlando Office Map
813.746.3723
Alex Cowling
Underwriter
Commercial & Personal Insurance
Works at Little Rock Office Map
501.707.1522
Tina Cabral
Underwriter, Commercial Insurance
Works at San Diego Office Map
858.609.1187
Heather Bickert
Heather Bickert
Underwriter, Commercial Insurance
Works at San Francisco Office Map
415.659.3851
Kyle High
Kyle High
Underwriter, Commercial Insurance
Works at San Francisco Office Map
415.659.3855
Jonathan Maertens
Underwriter, Commercial Insurance
Works at Fresno Office Map
559.490.3195
John Dyangko
Underwriter, Commercial Insurance
Works at Fresno Office Map
559.490.3185
Doug Looper
Underwriter, Commercial Insurance
Works at Los Angeles: Woodland Hills Office Map
818.737.3234
Allison Viramontes
Allison Viramontes
Underwriter, Commercial Insurance
Works at Los Angeles: Woodland Hills Office Map
818.737.3082
Kelsey Schippers
Broker, Commercial Insurance
Works at Denver Office Map
303.218.7644
Aaron Leggero
Underwriter, Commercial Insurance
Works at Chicago Office Map
312.416.9012
Regina Ward
Underwriter, Commercial Insurance
Works at New Orleans Office Map
504.799.2804
William North
Underwriter, Commercial Insurance
Works at New Orleans Office Map
504.799.6572
Harry Kelleher IV
Underwriter, Commercial Insurance
Works at New Orleans Office Map
504.799.2636
Nathan Durden
Underwriter, Commercial Insurance
Works at Baltimore Office Map
410.891.4188
Emily Emerson
Underwriter, Commercial Insurance
Works at Farmington Hills HQ Office Map
248.539.6105
Stewart Thach
Underwriter, Commercial Insurance
Works at Oxford Office Map
662.550.2208
Ami Young
Underwriter, Commercial Insurance
Works at Morehead City Office Map
704.525.2902
Andrew Mikolaichik
Underwriter, Commercial Insurance
Works at Morehead City Office Map
252.515.9621
Jennifer Streiffert
Underwriter, Commercial Insurance
Commercial Casualty
Works at Charleston Office Map
843.972.4512
Adriana Hernandez
Underwriter, Commercial Insurance
Works at Dallas/Ft. Worth Office Map
817.607.7109
Janina Gomez-Rhoades
Underwriter, Commercial Insurance
Works at San Antonio Office Map
210.640.4443
Augustine Barrera
Underwriter, Commercial Insurance
Works at San Antonio Office Map
210.640.4445
Landon Fitzgerald
Underwriter, Commercial Insurance
Works at Salt Lake City Office Map
801.432.5459
Jon Baier
Underwriter, Commercial Insurance
Works at Milwaukee Office Map
262.408.4147
Christie Swansson
Underwriter, Commercial Insurance
Works at Minneapolis Office Map
612.217.7798
Ryan Boulware
Underwriter, Commercial Insurance
Works at Chicago Office Map
312.416.9015
Kyle Lacertosa
Underwriter, Commercial Insurance
Works at New York Office Map
862.242.1042
Sam Gritzmacher
Underwriter, Commercial Insurance
Works at Minneapolis Office Map
612.217.7799
Rudi Redelinghuys
Underwriter, Commercial Insurance
Works at Dallas/Ft. Worth Office Map
817.633.9512
Renato Bonilla-Montes
Broker
Works at North Dallas Brokerage Office Map
214.560.2469
Diego Martinez
Underwriter, Commercial Insurance
Works at New York Office Map
973.630.9263
Jordan Mahon
Underwriter, Commercial Insurance
Works at Pittsburgh Office Map
412.808.3026
Janis Loughner
Broker
Works at San Francisco Brokerage Office Map
415.343.4963
Brady Smith
Underwriter, Commercial Insurance
Works at Orlando Office Map
407.548.0442
Brooks Crawford
Broker
Works at Atlanta Brokerage Office Map
404.487.1984
Erika Cazares
Underwriter, Commercial Insurance
Works at Portland Office Map
415.343.1586
Chris Shelby
Broker
Works at North Dallas Brokerage Office Map
214.560.2474
Ron Hernandez
Underwriter, Commercial Insurance
Works at Fresno Office Map
559.490.3183
Lisa Michalski
Underwriter, Commercial Insurance
Works at Farmington Hills Office Map
248.973.2082
Angela Gold
Underwriter, Commercial Insurance
Works at South Florida Office Map
407.548.0439
Ryan Weaver
Underwriter, Commercial Insurance
Works at South Florida Office Map
407.547.3262
Sharon Stivers
Underwriter, Commercial Insurance
Works at Indianapolis Office Map
317.564.3488
Christian Lugo
Underwriter, Commercial Insurance
Works at Irvine Office Map
858.609.1312
Malcolm Jeffris
Broker, Commercial Insurance
Works at Denver Office Map
303.218.7677
Nate Garrett
Underwriter, Commercial Insurance
Works at Las Vegas Office Map
702.266.9377
Megan Anderson
Underwriter, Commercial Insurance
Works at Salt Lake City Office Map
801.432.5431
Kaley Selor
Underwriter, Commercial Insurance
Works at San Francisco Office Map
415.343.1587
Jessie Thurman
Underwriter, Commercial Insurance
Works at Ruston Office Map
318.232.3365
Seth White
Underwriter, Commercial Insurance
Works at Ruston Office Map
318.232.3371
Scott McClellan
Underwriter, Commercial Insurance
Works at Ruston Office Map
318.232.3370
Kaitlyn Wagner
Underwriter, Commercial Insurance
Works at Tampa Office Map
813.746.3707
Mike Donati
Mike Donati
Underwriter, Commercial Insurance
Works at New York Office Map
862.242.1045
Cullin Hamm
Underwriter, Commercial Insurance
Works at Morehead City Office Map
252.727.2176
Alex Smith
Underwriter, Commercial Insurance
Works at Baltimore Office Map
410.891.2962
Six Hernandez
Underwriter, Commercial Insurance
Works at Las Vegas Office Map
702.266.9379
Pat Brown
Underwriter, Commercial Insurance
Works at Houston Office Map
713.268.7738
Angelika Gambino
Underwriter, Commercial Insurance
Works at Houston Office Map
713.268.7735
Jackson Davis
Jackson Davis
Underwriter, Commercial Insurance
Works at Charleston Office Map
843.972.4416
Rodney Ariza
Underwriter, Commercial Insurance
Works at Dallas/Ft. Worth Office Map
817.524.1282
Mason Benson
Underwriter, Commercial Insurance
Works at Orlando Office Map
407.638.2064
Dorian Lane
Dorian Lane
Underwriter, Commercial Insurance
Works at Jacksonville Office Map
813.746.3726
Zachary Morrison
Underwriter, Commercial Insurance
Works at Minneapolis Office Map
612.564.1877
Derek Federwisch
Derek Federwisch
Underwriter, Commercial Insurance
Works at Houston Office Map
713.268.7756
Caleb Stacy
Underwriter, Commercial Insurance
Works at Houston Office Map
713.268.7753
Connor Block
Broker, Commercial Insurance
Works at Chicago Office Map
312.803.4775
Scott Watkins
Underwriter, Commercial Insurance
Works at Pittsburgh Office Map
412.503.4020
Michelle Anaya
Underwriter, Commercial Insurance
Works at San Antonio Office Map
210.640.4454
Lisa Menanno
Senior Underwriter, Commercial Insurance
Works at San Diego Office Map
858.609.1176
Gail Ullrich
Senior Underwriter, Commercial Insurance
Works at Sacramento Office Map
916.865.2984
Peter Morrison
Manager, Commercial Insurance
Works at Sacramento Office Map
916.865.2991
Scott Crabtree
Senior Broker, Commercial Insurance
Works at Portland Office Map
415.659.3825
Roger Maharaj
Senior Underwriter, Commercial Insurance
Works at Tampa Office Map
813.746.3715
Ken Brooks
Senior Underwriter, Commercial Insurance
Works at Tampa Office Map
813.746.3706
Kristen Flynn
Senior Underwriter, Commercial Insurance
Works at Orlando Office Map
386.248.2656
Ryan Short
Senior Underwriter, Commercial Insurance
Works at Atlanta Office Map
770.283.1167
Amanda McKanna
Senior Underwriter, Excess Casualty
Works at Farmington Hills HQ Office Map
248.539.6072
Caitlin Sheehan
Senior Underwriter, Excess Casualty
Works at Farmington Hills HQ Office Map
248.538.4594
Lucas Ehrlinger
Senior Underwriter, Excess Casualty
Works at Grand Rapids Office Map
248.785.0027
Avi Kanwar
Senior Underwriter, Commercial Insurance
Works at Indianapolis Office Map
317.810.0709
Anthony Kobets
Senior Broker, Commercial Insurance
Works at Kansas City Office Map
913.981.9015
Kyle Gustafson
Senior Underwriter, Commercial Insurance
Works at Kansas City Office Map
913.981.9020
Mandi Bitterlin
Senior Underwriter, Commercial Insurance
Works at Kansas City Office Map
913.981.9024
Peggy Neilsen
Senior Underwriter, Commercial Insurance
Works at New Orleans Office Map
504.838.3652
Traci Simmons
Senior Underwriter, Commercial Insurance
Works at New Orleans Office Map
504.838.3651
Michelle Stewart
Senior Underwriter, Commercial Insurance
Works at Baton Rouge Office Map
225.663.7337
Lynn Webb
Senior Underwriter, Commercial Insurance
Works at New Orleans Office Map
318.322.8895
Andrew Gaudin
Senior Underwriter, Commercial Insurance
Works at New Orleans Office Map
504.838.3051
Kevin Cuyler
Manager, Commercial Insurance
Works at New Orleans Office Map
504.799.6570
Nick Caletri
Senior Underwriter, Commercial Insurance
Works at New Orleans Office Map
504.799.2806
Samantha Krause
Manager, Commercial Insurance
Works at Minneapolis Office Map
612.564.1884
Trudy Dahmer
Senior Underwriter, Commercial Insurance
Works at St. Louis Office Map
314.819.0414
Michael Danhaus
Senior Underwriter, Commercial Insurance
Works at St. Louis Office Map
314.819.0406
Cooper Veazey
Senior Underwriter, Commercial Insurance
Works at Oxford Office Map
662.550.2210
Alec Ossorio
Alec Ossorio
Senior Underwriter, Commercial Insurance
Works at Oxford Office Map
662.550.2209
Kristin Smith
Manager, Commercial Insurance
Works at Morehead City Office Map
252.247.1983
Ashley Poe
Manager, Commercial Insurance
Works at Charlotte Office Map
252.726.9289
Scott Love
Manager, Commercial Insurance
Works at Albuquerque Office Map
505.346.2584
Robert Wheatley
Senior Underwriter, Commercial Insurance
Works at Pittsburgh Office Map
412.808.3014
Shannon Hillen
Senior Underwriter, Commercial Insurance
Works at Pittsburgh Office Map
412.808.3011
Will Berarducci
Senior Underwriter, Commercial Insurance
Works at Pittsburgh Office Map
412.808.3015
Connor Farquharson
Manager, Commercial Insurance
Works at Dallas/Ft. Worth Office Map
817.607.7101
Mona Swaim
Senior Underwriter, Commercial Insurance
Works at Dallas/Ft. Worth Office Map
817.607.7151
Cheryl White
Senior Underwriter, Commercial Insurance
Works at Dallas/Ft. Worth Office Map
817.607.7153
Michael Dunne
Senior Underwriter, Commercial Insurance
Works at Dallas/Ft. Worth Office Map
817.607.7148
Sarah Daniel
Manager, Commercial Insurance
Works at Dallas/Ft. Worth Office Map
817.607.7156
Aubrey Salonen
Senior Underwriter, Commercial Insurance
Works at Houston Office Map
713.268.7710
Brittani Marrott
Senior Underwriter, Commercial Insurance
Works at Salt Lake City Office Map
801.432.5478
Lana Dennis
Senior Underwriter, Commercial Insurance
Works at Salt Lake City Office Map
801.432.5429
Kim Lambert
Senior Underwriter, Commercial Insurance
Works at Birmingham Office Map
205.986.0134
Allison Koch
Manager, Excess Casualty
Works at Farmington Hills HQ Office Map
248.932.2688
Shannon Anderson
Senior Underwriter, Commercial Insurance
Works at Denver Office Map
303.218.7654
Andrew Chen
Senior Broker, Commercial Insurance
Works at San Francisco Office Map
415.659.0166
Patrick Shelton
Manager, Commercial Insurance
Works at Sacramento Office Map
916.638.2571
Wills White
Senior Underwriter, Commercial Insurance
Works at Atlanta Office Map
678.795.8189
Tim Wright
Senior Underwriter, Commercial Insurance
Works at Boston Office Map
617.224.0310
Tracy Lyons
Senior Underwriter, Commercial Insurance
Works at Boston Office Map
617.224.0313
Konnie Keaschall-Kiser
Manager, Commercial Insurance
Works at Scottsdale Office Map
480.296.7106
Jordan Muckway
Director, Commercial Insurance
Works at Dallas/Ft. Worth Office Map
817.607.7104
Cindy Norwood
Broker, Casualty
Works at Chicago Brokerage Office Map
225.663.7334
Buddy Taylor
Broker, Transportation
Works at North Dallas Brokerage Office Map
214.746.5095
Erich Steinhaus
Senior Broker
Works at Chicago Brokerage Office Map
312.664.0223
Jason Scheurle
National Product Leader, Cannabis
Works at New York Office Map
248.539.6021
Aaron Pfister
Associate Managing Director
Underwriter, Commercial Insurance
Works at Scottsdale Office Map
480.296.7124
Chelsie Tysdal
Associate Managing Director
Underwriter, Commercial Insurance
Works at Los Angeles: Woodland Hills Office Map
818.737.3252
John Heaner
Associate Vice President
Regional Director, Commercial Insurance
Works at Tampa Office Map
813.746.3719
Becky Thomas
Associate Managing Director
Underwriter, Commercial Insurance
Works at Atlanta Office Map
770.283.1173
Joe Suda
Senior Director, Excess Casualty
Works at Farmington Hills HQ Office Map
248.865.2268
Brandon Hunter
Associate Managing Director
Underwriter, Commercial Insurance
Works at Indianapolis Office Map
317.810.0721
Travis Verdino
Associate Managing Director
Underwriter, Commercial Insurance
Works at Las Vegas Office Map
702.266.9370
Paula Simon
Director, Underwriting Operations
Works at Dallas/Ft. Worth Office Map
817.607.7158
Nicholas Freeman
Associate Managing Director
Broker, Casualty
Works at North Dallas Brokerage Office Map
214.746.5098
Yuri Petrasz
Associate Managing Director
Works at Chicago Office Map
312.803.7616
Nicholas Enriquez
Associate Managing Director
Works at Scottsdale Brokerage Office Map
480.613.6678
Bart Dugdale
Associate Managing Director
Works at Ruston Office Map
318.232.3358
Angela Tam
Vice President
Brokerage Manager
Works at San Francisco Office Map
415.659.3828
Drew Dean
Vice President
Managing Director
Works at Indianapolis Office Map
317.810.0712
John Karl
Regional Vice President
Central Midwest
Works at Kansas City Office Map
913.981.9023
Bonnie Steen
Vice President
Managing Director
Works at New Orleans Office Map
504.838.3646
Tom O’Donnell
Associate Vice President
Managing Director
Works at Minneapolis Office Map
612.564.1878
Amber Carver CIC
Vice President
Associate Managing Director, Underwriter
Works at Salt Lake City Office Map
801.432.5444
Patrick Mills
Vice President
Managing Director
Works at Salt Lake City Office Map
801.432.5425
Gina Jones
Vice President
Director, Environmental Programs
Works at Denver Office Map
303.218.7694
Stacy Bandy
Managing Director
Broker, Casualty
Works at San Francisco Brokerage Office Map
415.659.0154
Bryant Steele
Regional Vice President
Upper Midwest
Works at Chicago Office Map
312.803.4784
David Gross
Managing Director
Broker, Casualty
Works at North Dallas Brokerage Office Map
214.746.5099
Adrian Smith
Managing Director
Broker, Casualty
Works at Chicago Brokerage Office Map
312.803.4781
Dan Slawson
Vice President
Managing Director
Works at Scottsdale Office Map
480.296.7102
Peter Kestenbaum
Managing Director
Works at Boston Office Map
617.595.7624
Lynn Patino
Managing Director
Works at Houston Office Map
713.268.7742
Denis Brady
President, B&W Brokerage
Works at San Francisco Brokerage Office Map
415.659.0153
Rich Gobler
Executive Vice President, Western United States
Works at San Francisco Office Map
415.659.3850

Related Intel

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Featured Image

P&C Updates: 2025 Forecast

The E&S market continues to expand, approaching $111 billion in premiums, with changing rates, evolving capacity, and new opportunities for brokers. See below to explore key trends for 2025, including

Featured Image

Commercial Insurance Updates: Q1 2025

The Commercial Insurance market is facing evolving challenges as wildfire losses, tightening capacity, and rising claims costs drive firming conditions. See below to explore key trends in Property, Casualty, and

Find an Expert
Find a Solution
Find a Location

We are able to get a quote to propose to the insured, usually within the same day.  The commitment to our partnership is key and it shows.

-Hattie G., Client, Scottsdale, Arizona

Burns & Wilcox
Recent Casualty (Commercial) Wins

$600,000

DIRT CONTRACTOR

$207,000

LRO - LARGE SHOPPING MALL SCHEDULE

$194000

HOT ROOFER

$170,000

LASER PRINTER MANUFACTURER WITH OPEN CLAIM

$107,000

RECYCLER - GL, POLLUTION, AUTOS AND EXCESS

$79,444

GAS STATION WITH RESTAURANT

$43,000

GOLF COURSE WITH RESTAURANT ON PREMISES

$34,000

WELDING SUPPLY STORE

$32,000

GENERAL LIABILITY AND $9M EXCESS FOR A HAND SANITIZER MANUFACTURER

$17,500

CBD RETAIL OPERATION - GL & EXCESS

$14,250

INDOOR SKATE PARK PROVIDING LESSONS. PARTICIPANTS LIABILITY INCLUDED

$10750

OIL & GAS CONSTRUCTION & HAULING

$9,090

CONVENIENCE STORE

Eligibility Guidelines

Below are the eligibility guidelines for online binding and issuing Cyber Liability:

– Revenue up to $15M accepted
– 138 Industries Accepted
– Excluded Industries include: adult content, auction sites, data processing, debt collection, direct marketing franchisees, healthcare aggregators, online gambling, payment processors, pos technology, search engines and social media.

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Honoring a True Pioneer

A BURNS  WILCOX ASSESSMENT

Article Title

April 16, 2020

Written by

Denis Brady

PRESIDENT, BURNS & WILCOX BROKERAGE

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State of the Casualty (Commercial) Market

A BURNS  WILCOX ASSESSMENT

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As wildfires continue to affect communities throughout Los Angeles County, we want to express our heartfelt support for the residents, first responders, and all those working tirelessly to combat these devastating fires.

We understand the challenges posed by this crisis. If you need assistance or have questions about your client's coverage during this time, the team at Burns & Wilcox is here to help.