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LA Wildfire Losses Changing How High-Value Homes Are Built, Bought, and Insured
Inside This Article: Many homeowners affected by the Los Angeles wildfires last year have been unable to rebuild after realizing their insurance limits are not sufficient for current rebuilding costs. Rising construction expenses and high demand following disasters are increasing the risk of underinsurance nationwide. Inspections, valuation updates, and reviews of limits, endorsements, and home upgrades can help prevent
Logistics Cyberattacks Set to Double as Hackers Target Shared Networks
Inside This Article: Cyberattacks that target logistics companies are expected to double in 2026 after rising nearly 1000% since 2021, according to research by Everstream Analytics. Hackers are increasingly targeting shared transportation networks rather than individual trucking companies, the new data indicates. When a logistics firm faces a cyber incident, Cyber & Privacy Liability Insurance policies can provide immediate data breach response services. Coverage can also extend to
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Inside This Article: A Washington state school district has sued a builder and architect over alleged defects that forced the closure of a new $18 million elementary school. Problems reported included electrical shocks, water intrusion, floorboard gaps, and other issues that led to relocating more than 500 students. The allegations highlight the importance of Construction Insurance policies including Architects & Engineers…
Inside This Article: Alabama’s attorney general filed a lawsuit alleging that a medical spa administered non-FDA-approved versions of GLP-1 weight loss drugs without informing patients that the formulations were not authorized. The situation underscores growing concerns as medspas rapidly expand weight loss offerings amid strong consumer demand and uneven regulatory oversight. Allegations involving drug misrepresentation or lack of informed consent can…
Inside This Article: A three-alarm fire at Baltimore’s historic “Castle on Keswick” building caused extensive water damage that destroyed wedding gowns and other property at Jill Andrews Gowns. The loss included client-owned items stored for fittings and alterations, raising concerns over who is financially responsible for damaged heirlooms. Commercial Property Insurance may not cover customers’ belongings, making specialized policies…
Inside This Article: Kansas City is considering an ordinance that would allow residents to register their homes as short-term rentals during major events such as the World Cup. The proposal aims to expand lodging options to accommodate the expected influx of fans while giving homeowners a chance to benefit economically. Short-term rentals may not be covered by standard Homeowners…
Inside This Article: Nearly 1 million bottles of Kirkland Signature prosecco were recently recalled due to bottles breaking or shattering, including one reported injury. The large-scale beverage recall follows other recent food and drink recalls involving metal contamination and allergen risks. Product Recall Insurance and Product Liability Insurance can help companies pay for costly recall logistics and injury-related expenses. Additional safeguards such as Business Interruption…
Inside This Article: A Superman #1 comic book discovered in an attic recently sold for more than $9 million. Fine art sales have also broken new records in recent weeks, including a Gustav Klimt painting and a Frida Kahlo self-portrait. High-value collectibles require special insurance coverage under a Personal Articles Floater, as Homeowners Insurance policies would not typically have…
Other Recent Intel
Parametric solutions are expanding how Flood risk can be structured and transferred. In this clip from our recent Flood Insurance webinar, Bessie Schwarz, Co-Founder and CEO, Floodbase, explains how data-driven triggers and event-based coverage can deliver predefined payouts following qualifying Flood events. https://vimeo.com/1164738555/237a23950b?share=copy&fl=sv&fe=ci
Capacity shifts and pricing adjustments are creating new opportunities in the Flood Insurance market. In this clip from our recent Flood Insurance webinar, Brad Turner, Vice President, National Product Manager, Flood, Burns & Wilcox, Morehead City, North Carolina, outlines where brokers and agents can find competitive terms, expanded limits, and strategic placement options for challenging Flood risks. https://vimeo.com/1164740837/3c1533818d?share=copy&fl=sv&fe=ci
Advanced modeling tools are bringing greater precision to Flood Insurance underwriting. In this clip from our recent Flood Insurance webinar, Jacob Martin, Underwriting Director, Flood, Burns & Wilcox, Charlotte, North Carolina, explains how enhanced analytics support more accurate risk selection, improved pricing, and stronger coverage solutions for complex Flood exposures. https://vimeo.com/1164742228/925f06607e?share=copy&fl=sv&fe=ci
Flooding poses a significant risk for residential and commercial properties, even outside designated flood zones. With recurring National Flood Insurance Program disruptions, private Flood Insurance solutions are more important than ever. Now available on demand, this webinar features experts from the Burns & Wilcox Flood Practice Group and Floodbase, the leading AI platform for monitoring and insuring Flood risk, as they examine Primary, Excess,…
Evolving cyber risk, emerging A.I. exposures, and increased claim severity are shaping Professional Liability for 2026. See how rising cyber losses, shifting underwriting approaches, and the E&S market’s role in addressing complex risks are influencing coverage and pricing in the Professional Liability 2026 Forecast SlideShare.
Improving CAT conditions, advanced modeling, and renewed capacity are reshaping Personal Insurance for 2026. See how risk-mitigated homes, smarter underwriting, and solutions like Parametric Flood Insurance are helping manage exposure and support sustainable pricing in our Personal Insurance 2026 Forecast SlideShare.
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