Important: As wildfires continue to affect communities throughout Los Angeles County, we are here to help you and your clients. (Read More)

Specialties Residential Property

Residential Property

Knowledge and Expertise for Hard-to-Place Property

Home ownership is growing in the U.S. and typically, a home is a family’s largest investment. Residential Property Coverage can be hard-to-place and requires experience and expert knowledge of the category.  

From simple to more detailed exposures, Burns & Wilcox provides a deep and wide-ranging grasp of the industries’ complexities and can offer solutions for a substantial variety of Residential Property Coverage needs. 

Related Resources

Recent Residential Property Wins

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$140,000

$1.3M VACANT HOME

$67,000

$8M HARD TO PLACE HOME IN CALIFORNIA BRUSH LOCATION

$32,119

$7M RENTAL PROPERTY IN DALLAS

$21,478

VACANT, $5 MILLION COV A HOME LOCATED IN HIGH BRUSH IN NORTHERN NEVADA

Areas Of Specialty

  • Secondary homes 
  • Coastal and Brush Exposures 
  • High Deductible Options
  • Wildfire Defense Service
  • Builder’s Risk Available 
  • High Liability Limits Available
  • Prior Claims History
  • Unprotected Homes
  • Challenging Credit History
  • HO3 and HO5 forms available
  • Replacement cost and Extended replacement cost available
  • Airbnb exposures
  • Condominiums 
  • Seasonal and Secondary Dwellings 
  • Rental Properties 
  • COC and Builder’s Risk 
  • Vacant Property
  • Monoline wind coverage
  • Earthquake
  • Hobby Farms 
  • In-Home Business
  • Corporately Titles Property
  • DIC and Wrap Coverage 
  • Jewelry
  • Memorabilia
  • Fine Art
  • Collectables
  • Furs
  • Cameras
  • Musical Instruments
  • Wine Collections
  • Diamond Rings

Available Products

  • Primary and Excess Umbrellas
  • Personal Article Floaters
  • Recreational Marine
  • Private Primary and Excess Flood
  • Family Cyber Protection
  • Power Sports Coverage
  • Classic and Antique Autos
  • Sewer Back-up
  • Personal Liability
  • Umbrella Coverage
  • Contents Coverage

Notice

Product Documents

Serving you and your clients

Your Local Team

Meet Your Team of Specialized Experts

or Search Your Local Team by Specialty
Max Lee
Associate Underwriter, Personal Insurance
Works at Farmington Hills Office Map
248.973.2081
Krista Melancon
Senior Associate Underwriter, Personal Insurance
Works at Houston Office Map
713.268.7792
Vera Britt
Senior Associate Underwriter, Personal Insurance
Works at Baltimore Office Map
410.891.4199
Heather Dyer
Heather Dyer
Associate Underwriter, Personal Insurance
Works at Houston Office Map
713.268.7743
Lindsay Balderose
Associate Underwriter, Personal Insurance
Works at Myrtle Beach Office Map
843.872.3967
Crystal Wittwer
Senior Associate Underwriter, Private Client
Works at Farmington Hills HQ Office Map
843.972.4420
Andrea Horton
Underwriter, Personal Insurance
Works at Myrtle Beach Office Map
843.872.3965
Casey Abreu
Underwriter, Personal Insurance
Works at New Orleans Office Map
504.799.2809
Kristopher Guasch
Underwriter, Personal Insurance
Works at South Florida Office Map
407.547.3263
Paul Van Overbeke
Underwriter, Personal Insurance
Works at Minneapolis Office Map
612.564.1885
Racheal Keyes
Underwriter, Personal Insurance
Residential Property
Works at Myrtle Beach Office Map
843.614.3944
Alecia Litton
Underwriter, Personal Insurance
Works at Charlotte Office Map
704.778.4382
Cindy Thompson
Underwriter, Personal Insurance
Works at Salt Lake City Office Map
801.432.5467
Austin Crump
Underwriter, Personal Insurance
Works at Morehead City Office Map
252.515.9594
Erin Jackman
Underwriter, Personal Insurance
Works at Pittsburgh Office Map
412.808.3007
Jeanette Tran
Underwriter, Personal Insurance
Works at San Francisco Office Map
415.659.3837
Brittney Cuen
Underwriter, Private Client
Works at Farmington Hills HQ Office Map
501.707.1510
Cory Patterson
Underwriter, Personal Insurance
Works at Farmington Hills Office Map
248.539.6112
Tatiana Ortega
Underwriter, Personal Insurance
Works at Houston Office Map
713.268.7718
Brenda Deichelbor
Underwriter, Personal Insurance
Works at Myrtle Beach Office Map
843.872.3062
Tonya Allen
Underwriter, Personal Insurance
Works at Myrtle Beach Office Map
843.614.3943
Hart Slade
Underwriter, Personal Insurance
Works at Charleston Office Map
843.972.4417
Avelina Estrada
Underwriter, Personal Insurance
Works at Dallas/Ft. Worth Office Map
817.607.7111
Amanda Davis
Underwriter, Personal Insurance
Works at Houston Office Map
713.268.7713
Kari Evans
Underwriter, Personal Insurance
Works at Myrtle Beach Office Map
843.872.3049
Mily Mancilla
Underwriter, Personal Insurance
Works at Salt Lake City Office Map
801.432.5446
Kristy Laris
Underwriter, Personal Insurance
Works at New Orleans Office Map
504.838.3661
Maxwell Savage
Underwriter, Personal Insurance
Works at San Antonio Office Map
210.640.4453
Jennifer Chastain
Underwriter, Personal Insurance
Works at San Diego Office Map
858.609.1172
Alexander Hyland
Underwriter, Personal Insurance
Works at Farmington Hills HQ Office Map
858.609.1181
Meghan Fitzgerald
Meghan Fitzgerald
Underwriter, Personal Insurance
Works at San Francisco Office Map
415.659.0147
Jennifer Swaboda
Underwriter, Personal Insurance
Works at Myrtle Beach Office Map
843.872.3058
Jessica Baumann
Underwriter, Personal Insurance
Works at Pittsburgh Office Map
412.808.3030
Tom Stimac
Underwriter, Personal Insurance
Works at Farmington Hills Office Map
248.973.2269
Taylor Larson
Underwriter, Personal Insurance
Works at Farmington Hills HQ Office Map
303.218.7655
Blake Hankwitz
Underwriter, Personal Insurance
Works at Tampa Office Map
813.746.3708
Jacob Timmons
Underwriter, Personal Insurance
Works at Scottsdale Office Map
480.296.7107
Krista Geist
Krista Geist
Underwriter, Personal Insurance
Works at Atlanta Office Map
407.638.2063
Corey Aupperle
Underwriter, Personal Insurance
Works at Pittsburgh Office Map
412.808.3032
Lance Peterson
Senior Underwriter, Personal Insurance
Works at Las Vegas Office Map
702.266.9381
Becca Kammer
Underwriter, Personal Insurance
Works at Baltimore Office Map
410.891.4184
Byron Grubman
Underwriter, Personal Insurance
Works at San Antonio Office Map
210.640.4449
Dani Smith
Underwriter, Personal Insurance
Works at Dallas/Ft. Worth Office Map
817.607.7126
Sandy Reynolds
Underwriter, Personal Insurance
Works at Kansas City Office Map
913.981.9027
Morgan Nielsen
Underwriter, Personal Insurance
Works at Denver Office Map
303.218.7642
Drew Bonocore
Senior Underwriter, Personal Insurance
Works at New York Office Map
862.242.1038
Alex Cowling
Senior Underwriter
Commercial & Personal Insurance
Works at Little Rock Office Map
501.707.1522
Jenna Zalud
Manager, Personal Insurance
Works at Milwaukee Office Map
262.408.4144
Andrew Boyle
Senior Underwriter, Personal Insurance
Works at Boston Office Map
617.224.0316
Lauren Glass
Senior Underwriter, Personal Insurance
Works at New Orleans Office Map
504.838.3667
Elicia Anderson
Manager, Personal Insurance
Works at Morehead City Office Map
252.727.2171
Ethan Buske
Senior Underwriter, Personal Insurance
Works at Indianapolis Office Map
317.810.8204
Lauren Abee
Senior Underwriter, Personal Insurance
Works at Morehead City Office Map
252.727.2173
Chanon Murphy
Senior Underwriter, Personal Insurance
Works at Houston Office Map
713.268.7766
Kate Scirocco
Senior Underwriter, Personal Insurance
Works at Boston Office Map
862.242.1044
Quinn Glasnapp
Senior Underwriter, Personal Insurance
Works at New York Office Map
862.242.1033
Jordan Theodoulou
Senior Underwriter, Personal Insurance
Works at Los Angeles: Woodland Hills Office Map
818.737.3088
Alexa Burns
Senior Underwriter, Private Client
Works at Farmington Hills HQ Office Map
248.539.6099
Adam Currier
Senior Underwriter, Personal Insurance
Works at Indianapolis Office Map
317.810.8200
Jill Perry
Senior Underwriter, Personal Insurance
Works at Farmington Hills HQ Office Map
248.702.1353
Anna Gil
Senior Underwriter, Personal Insurance
Works at New Orleans Office Map
504.838.3643
Sharesse Zimmer
Senior Underwriter, Personal Insurance
Works at New Orleans Office Map
504.838.3642
Marc Linton
Senior Underwriter, Personal Insurance
Works at Orlando Office Map
407.547.3254
Mary Kate Williams
Senior Underwriter, Personal Insurance
Works at New Orleans Office Map
504.838.3647
Roger Maharaj
Senior Underwriter, Commercial Insurance
Works at Tampa Office Map
813.746.3715
James Jefferson
Manager, Personal Insurance
Works at Oxford Office Map
662.550.2207
Roy Geilen
Senior Underwriter, Personal Insurance
Works at Tampa Office Map
813.746.3705
Stephanie Sparks
Manager, Condo
Works at Morehead City Office Map
252.247.1991
Nick Tatman
Senior Underwriter, Personal Insurance
Works at Morehead City Office Map
252.247.1980
Rachel Hillis
Senior Underwriter, Private Client
Works at Farmington Hills HQ Office Map
248.702.1403
Michelle Turbeville
Manager, Personal Insurance
Works at Myrtle Beach Office Map
843.614.3942
Albert Reed
Manager, Personal Insurance
Senior Underwriter, Personal Insurance
Works at San Francisco Office Map
415.659.3871
Steven Welsh
Senior Underwriter, Personal Insurance
Residential Property
Works at San Diego Office Map
858.609.1184
Rhonda Carter
Senior Underwriter, Personal Insurance
Works at Dallas/Ft. Worth Office Map
817.607.7157
Oksana Chernyetsky
Senior Underwriter, Personal Insurance
Works at Sacramento Office Map
916.865.2978
Catherine Mekemson
Senior Underwriter, Personal Insurance
Works at San Diego Office Map
858.609.1189
Renee Voigt
Manager, Personal Insurance
Works at Scottsdale Office Map
480.296.7131
Krystle Winters
Senior Underwriter, Personal Insurance
Works at Houston Office Map
713.268.7729
Connie Brox
Manager, Personal Insurance
Works at Salt Lake City Office Map
801.432.5477
Lisa Stout
Director, Personal Insurance
Works at Dallas/Ft. Worth Office Map
817.607.7159
Amber Mock
Director, Personal Insurance
Works at Kansas City Office Map
913.981.9017
Sarah Chandonnet
Director, Private Client
Works at Farmington Hills HQ Office Map
248.539.6097
Sara Corder CPCU
Director, Personal Insurance
Residential Property
Works at San Diego Office Map
800.435.9810
Danielle Alessandrini
Associate Vice President
Underwriting Director, Personal Insurance
Works at Farmington Hills HQ Office Map
248.539.6042
Brandon McCarty
Regional Practice Group Leader
Works at Farmington Hills HQ Office Map
317.564.3497
Deborah Coleman
Associate Managing Director
Works at Baltimore Office Map
410.891.4185
Justin Pressly
Associate Managing Director, Morehead City
Works at Morehead City Office Map
252.727.2170
Sylvia Ornelas
Associate Vice President
Director, Personal Insurance
Works at Los Angeles: Woodland Hills Office Map
818.737.0631
Ian Hanson
Associate Vice President
Underwriting Director, Personal Insurance
Works at San Francisco Office Map
415.659.3865
Pamela Alphabet
Associate Vice President
Regional Practice Group Leader, Personal Insurance
Works at Farmington Hills HQ Office Map
480.296.7129
Tom Carvalho
Managing Director
Works at San Francisco Office Map
415.659.3841
Matthew Brady
Vice President
Managing Director
Works at Dallas/Ft. Worth Office Map
817.607.7154
Bill Gatewood
Corporate Senior Vice President
National Personal Insurance Practice Leader
Works at Farmington Hills HQ Office Map
248.539.6048

Related Intel

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Featured Image

Webinar: P&C Market Outlook Q2 2025

The Property & Casualty (P&C) insurance landscape is evolving, shaped by shifting market conditions, emerging risks, and changing carrier appetites.  Watch the Burns & Wilcox P&C Market Outlook Q2 2025

Featured Image

Video: California’s Homeowners Insurance Market

Discover key insights into California’s challenging Homeowners Insurance market. In this clip from the Burns & Wilcox Residential Property Webinar, Ian Hanson, Associate Vice President, Underwriting Director, Personal Insurance, Burns

Find an Expert
Find a Solution
Find a Location
Burns & Wilcox
Recent Residential Property Wins

$140,000

$1.3M VACANT HOME

$67,000

$8M HARD TO PLACE HOME IN CALIFORNIA BRUSH LOCATION

$32,119

$7M RENTAL PROPERTY IN DALLAS

$21,478

VACANT, $5 MILLION COV A HOME LOCATED IN HIGH BRUSH IN NORTHERN NEVADA

$19,000

$2.6M DWELLING ON SULLIVAN ISLAND

$6,239

$1M+ COV A SHORT TERM RENTAL IN THE OZARKS, MO

Eligibility Guidelines

Below are the eligibility guidelines for online binding and issuing Cyber Liability:

– Revenue up to $15M accepted
– 138 Industries Accepted
– Excluded Industries include: adult content, auction sites, data processing, debt collection, direct marketing franchisees, healthcare aggregators, online gambling, payment processors, pos technology, search engines and social media.

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Honoring a True Pioneer

A BURNS  WILCOX ASSESSMENT

Article Title

April 16, 2020

Written by

Denis Brady

PRESIDENT, BURNS & WILCOX BROKERAGE

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State of the Residential Property Market

A BURNS  WILCOX ASSESSMENT

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As wildfires continue to affect communities throughout Los Angeles County, we want to express our heartfelt support for the residents, first responders, and all those working tirelessly to combat these devastating fires.

We understand the challenges posed by this crisis. If you need assistance or have questions about your client's coverage during this time, the team at Burns & Wilcox is here to help.