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Cheesecake Factory Fire Spreads Through Vents, 100+ Firefighters Respond
Inside This Article: A fire erupted in the kitchen of a Cheesecake Factory in Seattle, Washington, on April 19, quickly spreading to the buildingโs ventilation system. More than 100 firefighters responded to the fire, which investigators said was caused by a fryer. Structure fires are a serious risk for restaurants, causing an average of $165 million in damages per

Mysterious Object Falls from Sky, Damaging Roof of Small Business
Inside This Article: A mysterious object crashed through the roof of an auto shop in New Jersey on April 9, causing substantial damage. The incident was captured on surveillance cameras and described by witnesses as a โgiant fireballโ followed by a loud boom, fueling concerns about the dangers of falling objects after previous drone sightings around the state. A
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Inside This Article: Researchers are anticipating above-average Atlantic hurricane activity in 2025. Hurricanes have caused more than $1.5 trillion in total damages since 1980, with an average cost of $23 billion per event. Property owners may overlook aspects of their Homeowners Insurance and Commercial Property Insurance that determine how hurricane damage would be covered, leaving them at risk forโฆ

Inside This Article: An 82-year-old woman in Georgia was awarded over $4.2 million in relation to a 2020 incident in which she was attacked by her neighborโs dog. Settlements for dog bites and other Personal Liability claims are on the rise as medical and legal costs continue to climb. The cost of dog bite-related injury claims increased 18.3% inโฆ

Inside This Article: Many communities throughout the central United States were submerged after historic rainfall led to life-threatening flash floods. The Ohio River reached its highest crest since 1997, flooding storefronts in downtown Louisville, Kentucky. Many homeowners do not have insurance coverage for flood damage because it is excluded under standard Homeowners Insurance policies. Private Flood Insurance policies canโฆ

Key Takeaways: Rates are beginning to stabilize or even decline in some non-CAT areas. Market capacity remains healthy, particularly in non-admitted spaces, although often through layered placements, which are becoming more common. Carriers are increasing reliance on exclusions and higher deductibles to manage risk. Wildfire and convective storm risks are driving significant change in both Personal and Commercial Insurance.โฆ

Inside This Article: Two โspyderโ cranes came crashing down onto a scaffolding outside a 12-story building that was under construction. No injuries were reported related to the incident, which occurred just a day after a partial stop-work order at the site was rescinded. This type of incident could lead to reputational damage as well as costly lawsuits, which canโฆ

Inside This Article Architecture firm Cooper Carry is being sued by the owner of a Hilton hotel project for delays that reportedly led to $26 million in additional costs. When facing litigation, architects may incur significant defense costs and rectification expenses, in addition to reputational damage. Lawsuits against design professionals can be covered by Architects & Engineers Professional Liabilityโฆ
Other Recent Intel

The medspa industry is boomingโbut so are the risks. In this clip from our Healthcare Liability webinar, Chris Valenzuela, Broker, Professional Liability, Burns & Wilcox, Los Angeles, CA, breaks down emerging concerns around injectables, patient expectations, and why informed consent is more critical than ever. https://vimeo.com/1086525183/306f9b93a2?share=copy

From evolving treatments to increased litigation and data privacy concerns, the risks facing healthcare professionals are more complex than ever. Watch the below webinar as our guest experts discuss key trends, challenges, and opportunities in the Healthcare Liability Insurance market. Featured Experts: Caileb Newby, Broker, Professional Liability, Burns & Wilcox Brokerage, San Francisco, CA Chris Valenzuela, Broker, Professional Liability, Burnsโฆ

The E&S market surged to $81 billion in 2024 as demand grows amid ongoing CAT events, inflation concerns, and evolving underwriting strategies. From rate shifts and capacity trends to London market insights and tech-driven risk solutions, explore what is shaping Property & Casualty in Q2 2025 below.

A heartbreaking accident in Twin Falls, Idaho, left a father paralyzed after attempting tricks on a backyard trampoline during a friendโs barbecue, KMVT reported. The devastating incident is a reminder of how quickly everyday moments can turn tragicโand the liability risks homeowners may face when someone is seriously injured on their property. โThe incident is aโฆ

Some commercial properties are more difficult to insure than others, creating challenges for property owners. To learn more about Hard-to-Place Commercial Property Insurance, we spoke with Timโโโโ Wright, Senior Underwriter, Commercial Insurance, Burns & Wilcox, Boston, Massachusetts. What makes a commercial property hard to place? T.W.: Much of what makes a property hard to place for insurance is about location.โฆ

Allied healthcare professionals face unique risks that can lead to costly claims, even when accidents happen unexpectedly. In this short video, Rahmad Bauldrick, Associate Vice President, Regional Practice Group Leader, Professional, Burns & Wilcox, Chicago, IL, unpacks a real-world exposure scenario and explains how the right liability coverage keeps professionals protected. https://vimeo.com/1074770733/ea53757dc4?share=copy
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